WebApr 11, 2024 · By Helen Wright, CRA-I Senior Program Associate As our world becomes increasingly connected and digital, concerns about data privacy and security are growing. Privacy-Enhancing Technologies (PET) are tools and methods designed to protect personal information and enhance user privacy online. WebCongress has limited the use of consumer reports to protect consumers' privacy. All users must have a permissible purpose under the FCRA to obtain a consumer report. Section 604 contains a list of the permissible purposes under the law. These are: As ordered by a court or a federal grand jury subpoena. Section 604(a)(1)
Credit reporting requirements (FCRA) - Consumer Financial Protection Bureau
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